[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.moreel.cz\/pujcka-na-podnikani\/#Article","mainEntityOfPage":"https:\/\/www.moreel.cz\/pujcka-na-podnikani\/","headline":"P\u016fj\u010dka na podnik\u00e1n\u00ed","name":"P\u016fj\u010dka na podnik\u00e1n\u00ed","description":"Soukrom\u00e9 podnik\u00e1n\u00ed slou\u017e\u00ed k tomu, aby se j\u00edm jeho provozovatel u\u017eivil a aby tak\u00e9 u\u017eivil v\u0161echny sv\u00e9 p\u0159\u00edpadn\u00e9 zam\u011bstnance. Na tom nen\u00ed v\u016fbec nic neobvykl\u00e9ho, neu\u010dinil jsem tu \u017e\u00e1dn\u00fd p\u0159evratn\u00fd objev. Jen\u017ee a\u010dkoliv je tomu tak, jak bylo pr\u00e1v\u011b pops\u00e1no, ne v\u017edy tomu tak bohu\u017eel i je. Proto\u017ee se v takov\u00e9m podnik\u00e1n\u00ed m\u016f\u017ee i leccos […]","datePublished":"2020-07-17","dateModified":"2023-06-02","author":{"@type":"Person","@id":"https:\/\/www.moreel.cz\/author\/#Person","name":"","url":"https:\/\/www.moreel.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/13dbcc20b7c05fcb5c4a6b0bee5a7107a0aae9238a83a4088a42d170780b2eca?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/13dbcc20b7c05fcb5c4a6b0bee5a7107a0aae9238a83a4088a42d170780b2eca?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"moreel.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.moreel.cz\/wp-content\/uploads\/time%20is%20money_1.jpg","url":"https:\/\/www.moreel.cz\/wp-content\/uploads\/time%20is%20money_1.jpg","height":0,"width":0},"url":"https:\/\/www.moreel.cz\/pujcka-na-podnikani\/","about":["Finance"],"wordCount":418,"articleBody":"       Soukrom\u00e9 podnik\u00e1n\u00ed slou\u017e\u00ed k tomu, aby se j\u00edm jeho provozovatel u\u017eivil a aby tak\u00e9 u\u017eivil v\u0161echny sv\u00e9 p\u0159\u00edpadn\u00e9 zam\u011bstnance. Na tom nen\u00ed v\u016fbec nic neobvykl\u00e9ho, neu\u010dinil jsem tu \u017e\u00e1dn\u00fd p\u0159evratn\u00fd objev. Jen\u017ee a\u010dkoliv je tomu tak, jak bylo pr\u00e1v\u011b pops\u00e1no, ne v\u017edy tomu tak bohu\u017eel i je. Proto\u017ee se v takov\u00e9m podnik\u00e1n\u00ed m\u016f\u017ee i leccos zkomplikovat a pak po\u010dnou vznikat nam\u00edsto zisku jenom dluhy. A u t\u011bch logicky nen\u00ed o co st\u00e1t. Kdo z podnikatel\u016f by cht\u011bl, aby se jeho firm\u011b neda\u0159ilo, aby neprosperovala a sp\u011bla tud\u00ed\u017e ke sv\u00e9mu z\u00e1niku, \u017ee? Nikdo. Kv\u016fli n\u011b\u010demu takov\u00e9mu se lid\u00e9 rozhodn\u011b na podnik\u00e1n\u00ed ned\u00e1vaj\u00ed. A proto je v t\u011b\u017ek\u00fdch dob\u00e1ch t\u0159eba hledat n\u011bjak\u00e9 \u0159e\u0161en\u00ed, jak se z finan\u010dn\u00edch nesn\u00e1z\u00ed dostat. A nejednou je jedinou nad\u011bj\u00ed, ji\u017e takov\u00ed majitel\u00e9 neprosperuj\u00edc\u00edch podnik\u016f maj\u00ed, vz\u00edt si p\u016fj\u010dku, takto z\u00edskan\u00e9 pen\u00edze do sv\u00e9ho podniku investovat a doufat, \u017ee to povede k obratu k lep\u0161\u00edmu.  A kde si takovou p\u016fj\u010dku vz\u00edt? Pokud si n\u011bkdo v takov\u00e9 situaci nechce p\u0159\u00edli\u0161 komplikovat \u017eivot a na ony pot\u0159ebn\u00e9 pen\u00edze sp\u011bch\u00e1, je jeho volbou zpravidla americk\u00e1 nebankovn\u00ed hypot\u00e9ka F\u00e9rov\u00e1 hypot\u00e9ka. Pr\u00e1v\u011b tu si toti\u017e berou lid\u00e9 v nesn\u00e1z\u00edch, kte\u0159\u00ed jsou pro mnoh\u00e9 finan\u010dn\u00ed instituce ztracen\u00fdmi p\u0159\u00edpady, jim\u017e snad v\u016fbec nikde jinde nep\u016fj\u010d\u00ed. I kdy\u017e si onu hypot\u00e9ku nemus\u00ed br\u00e1t jenom tito, vyu\u017e\u00edt ji m\u016f\u017ee kdokoliv.  P\u0159ednost\u00ed t\u00e9to nebankovn\u00ed hypot\u00e9ky je toti\u017e to, \u017ee se \u010dlov\u011bk zaru\u010d\u00ed za p\u016fj\u010den\u00e9 pen\u00edze z\u00e1stavou vlastn\u00ed nemovitosti a t\u00edm p\u00e1dem je zbaven povinnosti prokazovat to, co by mu n\u011bkde jinde zlomilo vaz. R\u00e1zem nen\u00ed t\u0159eba dokl\u00e1dat ani enormn\u011b vysok\u00e9 p\u0159\u00edjmy, ani naprosto dokonale vyhl\u00ed\u017eej\u00edc\u00ed registry dlu\u017en\u00edk\u016f, a p\u0159esto se pen\u00edze z\u00edskaj\u00ed rychle a snadno. A za v\u00fdhodn\u00fdch podm\u00ednek, jako je t\u0159eba absence povinnosti platit cokoliv p\u0159edem, mo\u017enost pru\u017en\u00e9ho nastaven\u00ed v\u00fd\u0161e spl\u00e1tek a doby spl\u00e1cen\u00ed a podobn\u011b. A kdy\u017e se takto p\u016fj\u010den\u00e9 pen\u00edze spr\u00e1vn\u011b investuj\u00ed, m\u016f\u017ee b\u00fdt zase dob\u0159e.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dka na podnik\u00e1n\u00ed","item":"https:\/\/www.moreel.cz\/pujcka-na-podnikani\/#breadcrumbitem"}]}]